Business Insurance

Business Owners Policy

Business Owners Policy

Business Owners Policy

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 A business owner policy (BOP) combines protection for all major property and liability risks in one insurance package.  This includes business and personal insurance. Highlights: BOP Policies with Liability Limits of $2M/$4M/$4M• Comprehensive Coverage, Affordable, Customizable  

Commercial Auto

Business Owners Policy

Business Owners Policy

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 Commercial auto insurance covers the cost of accidents involving business-owned vehicles. It also covers vehicle theft, vandalism, and certain types of vehicle damage. Car insurance. Highlights:  High Limits Available,  Hired and Non-Owned ,  From Light Weight Units up to Tractor Trailers ,  Tow Trucks ,  Charter Buses ... 

Workers Compensation

Business Owners Policy

Professional Liability

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 If you have employees, carrying workers’ compensation insurance helps you  protect them and yourself from the high costs of workplace injuries. Business and personal insurance. 

Professional Liability

Employment Practices Liability Insurance

Professional Liability

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Professional liability insurance helps protect many kinds of businesses  from the costs of lawsuits claiming you’ve been negligent, or made an error or omission. Business and personal insurance.

Commercial Liability Umbrella

Employment Practices Liability Insurance

Employment Practices Liability Insurance

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Could your business survive a substantial claim or judgment? A commercial  liability umbrella policy may give you the extra protection  you need. Business and personal insurance.

Employment Practices Liability Insurance

Employment Practices Liability Insurance

Employment Practices Liability Insurance

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 EPLI coverage may reimburse your business for the cost of fighting employee allegations  in court (whether you win or lose), and will pay for any judgments or  settlements that result. It may also cover back pay, appeals, class  action suits, and any administrative costs of fighting a claim. Business and personal insurance. 

Professional liability by profession

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Court Building

Professional Liability

MISC PROFESSIONAL E&O

MEDICAL/SOCIAL SERVICES PROFESSIONAL LIABILITY

MEDICAL/SOCIAL SERVICES PROFESSIONAL LIABILITY

• Accounting Firms• Architects & Engineers• Computer Consultants/Programmers• Consultants (Environmental &   much more)• Employment Agencies• Home Inspectors• Insurance / MGAs, Agents/Brokers• Law Firms• Property Managers• Real Estate Agents/Brokers• And many more 

MEDICAL/SOCIAL SERVICES PROFESSIONAL LIABILITY

MEDICAL/SOCIAL SERVICES PROFESSIONAL LIABILITY

MEDICAL/SOCIAL SERVICES PROFESSIONAL LIABILITY

 • Adoption / Foster Care Agencies• Clinical Trials• Counseling Risks• Home Health Care• Hospitals• Labs• Medical Equipment Providers• Medical Spas• Occupational Therapy Centers• Pharmacies• Physical Therapy Centers• LTC & Nursing• Surgery Centers• And Many More 

PUBLIC ENTITY LIABILITY

MEDICAL/SOCIAL SERVICES PROFESSIONAL LIABILITY

PUBLIC ENTITY LIABILITY

 • Ambulance / EMT Operations• General Liability• Law Enforcement Liability• Public Officials Employment   Practices/D&O 

TENANT DISCRIMINATION

EMPLOYMENT PRACTICES LIABILITY

PUBLIC ENTITY LIABILITY

 • Property Owners• Property Managers• Exposures:    - Fair Housing Laws   - Americans with Disabilities (ADA) 

EMPLOYMENT PRACTICES LIABILITY

EMPLOYMENT PRACTICES LIABILITY

EMPLOYMENT PRACTICES LIABILITY

 All classes including:• Auto Dealers• Law Firms• Physicians• Restaurants, Hotels & Country Clubs• And many more 

DIRECTORS & OFFICERS LIABILITY

EMPLOYMENT PRACTICES LIABILITY

EMPLOYMENT PRACTICES LIABILITY

 Condo / Homeowners  Property Owners Associations• Independent Directorship Coverage• Non-Profit Organizations• Private Companies• Public Companies• Side A Coverag 

MEDIA/INTERNET LIABILITY

MEDIA/INTERNET LIABILITY

MEDIA/INTERNET LIABILITY

 • Copyright / Trademark Infringement• First Party Coverage• Malicious Code• Public Relations Coverage• Third Party Coverage• Unauthorized Access 

CYBER LIABILITY

MEDIA/INTERNET LIABILITY

MEDIA/INTERNET LIABILITY

 • Property Owners• Property Managers• Exposures:    - Fair Housing Laws   - Americans with Disabilities (ADA) 

SCHOOL LEGAL LIABILITY

MEDIA/INTERNET LIABILITY

SCHOOL LEGAL LIABILITY

 • D&O• E&O• EPL Package

Personal Insurance Lines

Homeowners Insurance

Automobile Insurance

Homeowners Insurance

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 In addition to your home your personal property is covered even if you’re on vacation, running errands or holding items in storage. Renters insurance 

Renters Insurance

Automobile Insurance

Homeowners Insurance

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 Most standard renters insurance policies offer protection for your belongings in case of power surges,  water damage, fire, vandalism, theft, and other events out of your  control.  

Automobile Insurance

Automobile Insurance

Automobile Insurance

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 Car insurance Is  for cars, trucks, motorcycles,  and other road vehicles. Its primary use is to provide financial  protection against physical damage or bodily injury resulting from traffic collisions and against liability that could also arise from incidents in a vehicle.  

Flood Insurance

Life & Health Insurance

Automobile Insurance

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 Flood insurance covers a dwelling for losses sustained by water damage specifically due to flooding. Not included in home owners policies.  

Life & Health Insurance

Life & Health Insurance

Life & Health Insurance

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Site Content

HOMEOWNERS & DWELLING FIRE W/WIND

HOMEOWNERS & DWELLING FIRE W/WIND

HOMEOWNERS & DWELLING FIRE W/WIND

• HO2 - Broad Form• HO3 - Special Form• HO4 - Contents Broad Form• HO5 - Comprehensive Form• HO6 - Unit Owners Form• DP2 - Dwelling Fire Form• DP3 - Dwelling Special Form 

COVERAGES AVAILABLE FOR

HOMEOWNERS & DWELLING FIRE W/WIND

HOMEOWNERS & DWELLING FIRE W/WIND

 • 1-4 Family• Corporately or Individually Owned Properties• High Profile Accounts (actors, sports figures, politicians)• High Value Package Policies including PAF, Excess Flood, Secondary Rentals• Low to High Value• Multiple Construction Types• Named Storm Deductible Available• PC 9/10• Premises Liability up to $1 Million• Primary, Seasonal, Rentals, Builders Risk / Renovations, Vacant / Unoccupied 

PERSONAL INLAND MARINE

HOMEOWNERS & DWELLING FIRE W/WIND

PERSONAL UMBRELLAS & EXCESS LIABILITY

 Eligible classes of personal property:• Cameras (Personal use only)• Coins• Collectibles• Fine Art• Furs• Golf Carts• Golfer’s Equipment• Guns / Firearms• Jewelry• Musical Instruments (Personal use only)• Silverware 

PERSONAL UMBRELLAS & EXCESS LIABILITY

PERSONAL UMBRELLAS & EXCESS LIABILITY

PERSONAL UMBRELLAS & EXCESS LIABILITY

 • DUIs Accepted• LLCs, Estates & Trusts Accepted• Youthful & Elderly Drivers Accepted 

MONOLINE POLICIES AVAILABLE

PERSONAL UMBRELLAS & EXCESS LIABILITY

MONOLINE POLICIES AVAILABLE

 • Corporately Owned Properties• Premises / Personal / Excess Liability 

EXCESS FLOOD

PERSONAL UMBRELLAS & EXCESS LIABILITY

MONOLINE POLICIES AVAILABLE

 • Package Policies• Stand Alone.

EXCLUSIVE INSURANCE MARKETS

Marijuana Insurance

Film Production Insurance

Film Production Insurance

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A variety of exclusively built cannabis and hemp industry insurance coverage.  Physicians, Events, Laboratories, Processors, Growers & more.  

Film Production Insurance

Film Production Insurance

Film Production Insurance

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Film production insurance  provides insurance coverage  and protects production companies or film-related projects from costly liability claims.  

Bonds

Film Production Insurance

Bonds

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Surety bonds, performance payment bonds 

Disclosures: This is only a general description of business and personal insurance coverage's of the available types of business insurance and is not a statement of contract. Details of coverage, limits, or services may not be available for all business and vary in some states. All coverage's are subject to the terms, provisions, exclusions, and conditions in the policy itself and in any endorsements. Contact a broker for more information and a customized quote.